The median home in the US requires a down payment of $78,400. First-time buyers are worried they can't swing it.

The median home price in the US sitting at a record high of $392,000, which means homebuyers are scraping together a down payment of roughly $78,000 just to get in the door. Many would-be buyers are daunted by the prospect. According to a TD Bank survey of more than 1,000 hopeful buyers, 29% are …

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